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Policies

Last Updated: 29-Dec-2025

This Privacy Policy describes how Nitya Analytics Private Limited, a company incorporated under the laws of India, collects, uses, stores, and protects information obtained from users of the website https://mfportfolio.com and all related pages, features, and content. By accessing or using the website, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Purpose and Scope

This Privacy Policy applies solely to information collected through mfportfolio.com. The website is currently operated as an educational and informational blog and does not provide regulated financial services, advisory services, or transactional capabilities. The company respects the privacy of users and is committed to handling personal information responsibly and in compliance with applicable laws.

2. Information We Collect

At present, the website collects limited information from users. This may include personal information voluntarily provided by users, such as name and email address, when subscribing to newsletters, contacting the company, or submitting forms.

In addition, the website may automatically collect certain non-personal information, including but not limited to IP address, browser type, device information, operating system, referring URLs, pages visited, and usage patterns. This information is collected through standard web technologies such as cookies, analytics tools, or server logs.

The website does not currently collect sensitive personal data such as financial information, bank account details, credit card information, PAN, Aadhaar, KYC details, or portfolio holdings.

3. Use of Information

Information collected through the website is used solely for legitimate business and operational purposes, including but not limited to improving website content, understanding user engagement, responding to user inquiries, sending newsletters or updates to users who have opted in, and maintaining website functionality and security.

Personal information provided by users is not used for personalized investment advice, recommendations, or solicitation of financial products. The company does not use collected information to profile users for financial decision-making or advisory purposes.

4. Cookies and Tracking Technologies

The website may use cookies and similar tracking technologies to enhance user experience, analyze traffic, and monitor website performance. Cookies are small text files stored on a user’s device that help recognize repeat visitors and track usage patterns.

Users may choose to disable cookies through their browser settings. Disabling cookies may affect certain features or functionality of the website.

5. Third-Party Services

The website may use third-party service providers for analytics, email communication, hosting, or website performance monitoring. These service providers may have access to limited information necessary to perform their functions but are contractually or operationally obligated to protect such information.

Nitya Analytics Private Limited does not sell, rent, or trade personal information to third parties for marketing or commercial purposes.

6. Data Storage and Security

The company takes reasonable administrative, technical, and organizational measures to protect information collected through the website against unauthorized access, disclosure, alteration, or destruction. However, no method of data transmission over the internet or electronic storage is completely secure.

Users acknowledge and accept that the company cannot guarantee absolute security of information and that data transmission occurs at the user’s own risk.

7. Data Retention

Personal information is retained only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, or enforce agreements. Information that is no longer required may be deleted or anonymized at the company’s discretion.

8. External Links

The website may contain links to external websites or resources that are not operated or controlled by Nitya Analytics Private Limited. The company is not responsible for the privacy practices, content, or policies of such third-party websites.

Users are encouraged to review the privacy policies of any external websites they visit.

9. Children’s Privacy

The website is not intended for use by individuals under the age of eighteen. The company does not knowingly collect personal information from minors. If the company becomes aware that personal information of a minor has been collected inadvertently, reasonable steps will be taken to delete such information.

10. User Rights

Users may request access to, correction of, or deletion of their personal information collected through the website by contacting the company using the details provided below. Such requests will be addressed within a reasonable timeframe, subject to applicable legal and operational constraints.

11. Future Changes in Business Model

In the event that Nitya Analytics Private Limited introduces new products, tools, paid services, or regulated offerings in the future, this Privacy Policy will be updated accordingly. Any material changes to how personal information is collected or used will be communicated through updated policy disclosures on the website.

12. Changes to This Privacy Policy

The company reserves the right to modify or update this Privacy Policy at any time. Any changes will be posted on the website with an updated effective date. Continued use of the website after such changes constitutes acceptance of the revised Privacy Policy.

13. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes relating to privacy or data protection shall be subject to the jurisdiction of courts located in India.

14. Contact Information

For questions, concerns, or requests related to this Privacy Policy, users may contact:

Nitya Analytics Private Limited
Email: vishnu@nityaanalytics.com