Last Updated: 29-Dec-2025
These Terms and Conditions govern the use of the website https://mfportfolio.com and all related pages, content, and features, operated by Nitya Analytics Private Limited, a company incorporated under the laws of India. By accessing, browsing, or using this website in any manner, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, you must discontinue use of the website immediately.
1. Nature and Scope of the Website
mfportfolio.com is currently operated solely as an educational and informational blog. The website publishes articles, commentary, analysis, opinions, and educational material related to mutual funds, equities, portfolio construction, and general investing concepts. All content made available on the website is intended strictly for general informational and educational purposes only.
Nitya Analytics Private Limited is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser, Research Analyst, Portfolio Manager, or in any other regulated financial advisory or distribution capacity. The company does not currently hold any license to distribute mutual funds, securities, or other financial products. The company does not operate a Portfolio Management Service and does not execute trades, manage investments, or provide individualized financial advice.
2. No Investment Advice or Recommendation
All content published on the website represents general views, opinions, or educational analysis and should not be construed as investment advice, financial advice, legal advice, tax advice, or a recommendation or solicitation to buy, sell, or hold any security or financial product.
Nothing on this website constitutes a personalized investment recommendation or takes into account the specific financial circumstances, objectives, risk tolerance, or suitability of any individual user. Users are solely responsible for their own investment decisions and are strongly advised to consult a SEBI-registered investment adviser, financial planner, or other licensed professional before making any financial or investment decision.
3. No Advisory, Client, or Fiduciary Relationship
Use of this website does not create, and shall not be deemed to create, any advisory relationship, client relationship, fiduciary relationship, or professional engagement between the user and Nitya Analytics Private Limited.
Accessing or relying on the content of the website does not impose any duty of care, trust, or obligation on the company toward the user beyond what is required under applicable law.
4. Accuracy, Completeness, and Timeliness of Information
While reasonable efforts are made to ensure that the content published on the website is accurate and up to date, Nitya Analytics Private Limited makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, suitability, or timeliness of any information provided.
Market data, performance figures, examples, or references may be based on publicly available information, third-party sources, or historical data and may contain errors, omissions, delays, or inaccuracies. Past performance discussed or referenced on the website does not guarantee future results.
5. Limitation of Liability
To the maximum extent permitted by law, Nitya Analytics Private Limited shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with the use of, or reliance on, the website or its content.
This includes, without limitation, any losses arising from investment decisions, financial losses, opportunity costs, loss of data, business interruption, or reputational harm, whether based on contract, tort, negligence, or any other legal theory, even if the company has been advised of the possibility of such damages.
Use of the website is entirely at the user’s own risk.
6. Forward-Looking Statements and Future Offerings
The website may contain forward-looking statements regarding potential future products, tools, features, or services that Nitya Analytics Private Limited may consider offering at a later stage. Such statements are purely indicative and do not constitute any obligation, commitment, or guarantee.
If and when the company launches any paid products, software tools, advisory services, or regulated offerings, such offerings will be governed by separate terms, disclosures, and regulatory compliance requirements, which will be communicated clearly to users.
7. Intellectual Property Rights
All content on the website, including but not limited to text, articles, graphics, charts, logos, trademarks, and original analysis, is the intellectual property of Nitya Analytics Private Limited unless otherwise stated.
Users are permitted to access and read the content for personal, non-commercial use. Users may share links to the content with appropriate attribution. Users may not reproduce, copy, modify, distribute, publish, transmit, or exploit any content for commercial purposes without prior written consent from the company.
8. Third-Party Links and Content
The website may contain links to third-party websites, tools, or resources. Such links are provided for convenience or reference only. Nitya Analytics Private Limited does not endorse, control, or assume responsibility for the content, accuracy, availability, or practices of any third-party websites.
Users access third-party websites at their own risk and should review the applicable terms and privacy policies of such websites independently.
9. User Conduct
Users agree not to use the website for any unlawful purpose or in any manner that may harm, disrupt, or impair the functioning of the website or the rights of others. Unauthorized attempts to access restricted areas, interfere with website operations, or misuse content are prohibited.
10. Modification of Terms
Nitya Analytics Private Limited reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Updated terms will be posted on the website with a revised effective date. Continued use of the website after such changes constitutes acceptance of the revised Terms.
11. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to the use of the website shall be subject to the exclusive jurisdiction of the courts located in India.
12. Contact Information
For any questions, concerns, or notices relating to these Terms and Conditions, users may contact:
Nitya Analytics Private Limited
Email: vishnu@nityaanalytics.com